Insurance Coverage and Recovery Law

Is there an Insurance Solution to Your Problem?

The purpose of insurance is to transfer risk.  In exchange for a monetary premium, insurance allows a business or an individual to pass risk it does not wish to bear on to an insurance company.

When an insurable incident arises—be it a lawsuit, damage to real or personal property, or an adverse health or work event—convincing the insurer that it has a contractual obligation to act is critically important.

MPBA’s insurance coverage and recovery attorneys are devoted to this task.  We assist our clients in disputes with their insurers over legal fees and settlement costs, we negotiate with insurers to ensure the full scope of coverage is provided, and we litigate to maximize the recovery of insurance money.

Our approach is conscientious and cost-effective.  Our attorneys collectively have decades of insurance coverage, recovery and advocacy experience in a wide range of areas, including:

  • General property and liability
  • Professional liability and malpractice (errors and omissions)
  • Directors and officers liability for public, private, and non-profit entities, including HOA boards
  • Environmental damage
  • Construction defect and design
  • Employment liability, including hiring, termination, and employee theft or dishonesty
  • Business tort coverage, including patent or copyright infringement and trade secret misappropriation
  • Insurer bad faith
  • Data breach and cyber security
  • Products liability and mass torts
  • Automobile, boat, and motorcycle coverage, including underinsured motorist coverage
  • Maritime and marine property coverage
  • Disability, health, and life insurance coverage
  • Title insurance
  • Insurance archeology

MPBA’s insurance coverage and recovery attorneys also advise our clients in connection with purchasing insurance or restructuring existing risk management programs.  Our industry knowledge, facility with policy interpretation, and trusted contacts in the insurance brokerage community allows us to provide comprehensive advice for clients looking to ensure that their insurance portfolio accurately reflects their risk tolerance.