Carbon monoxide detector

Washington Rejects Insurers’ Clever Attempts to Draft Around the Efficient Proximate Cause Rule

The Washington Supreme Court recently issued a new decision that restricts insurance companies with regard to their longstanding attempts to exclude pollution-related losses and draft around Washington’s “efficient proximate cause” rule. Xia v. Probuilders Specialty Ins. Co., et al. In Xia v. Probuilders Specialty Ins. Co., et al., plaintiff Xia became sick from carbon monoxide exposure almost immediately after purchasing … Continue reading »

Washington Supreme Court Insulates Insurance Companies from IFCA Lawsuits Based on Regulatory Violations

The Washington Supreme Court issued a recent decision that significantly limits the scope of claims an insured can make against its insurer under the Washington Insurance Fair Conduct Act (IFCA).  In Perez-Crisantos v. State Farm Fire and Casualty Co., No. 92267-5, WL 448991 (February 2, 2017), the Court insulated insurers that violate insurance regulations by ruling that the insured could … Continue reading »